Crossing The Economy Chasm

One Unwavering Vision To Rebuild My Neighborhood And Impact KC

THE ECONOMY CHASM SEPARATES THE LEFT REALITY FROM THE RIGHT FUTURE…

[ 25th and Michigan: Image taken in 2018 – Left. Future State Of Transformation – Right ]

I am committed to returning these neighborhoods into thriving equitable places. I was born at Linwood and Prospect and feel a responsibility to do my part to fix the deeply rooted structural problems that prevent our City from experiencing the right metamorphosis that our time needs. Dan and Ebony and many others like them are on the front lines and desperately need support from public, private and philanthropic organizations to break the cycle of not serving the needs of housing, services, and economic opportunity that this kind of development promises to provide. That is why I have volunteered time and invested in their nonprofit.

Steve McDowell, BNIM President, CEOVice President of Together.Homes

I HAVE ONE VISION:

Rebuild my neighborhood so my children can grow up in a thriving, culturally vibrant East Side.

My family has roots near Kansas City’s 18th and Vine, a community once bustling with 41,000 residents, 15,000 homes, and 600 businesses.

A neighborhood that perfected improvisation, collaboration, and showcasing their talents to the world through the global movement of Swing Jazz, celebrated in over 1,200 cities across the world.

  1. Today, 38,000 neighbors are displaced
  2. 12,000 homes lie buried beneath dirt
  3. Until 2019, the 3rd District averaged just four new homes annually.
  4. In 2024, the entire KCMO area built only 60 homes,
  5. HOUSING SHORTAGE for cost-burdened = “house poor” families at all incomes spending 30% – 50%+ take-home pay on housing. 
    1. 60,000 Home Shortage – KCMO
    2. 259,000  Home Shortage – KC MO/KS Metro

FROM:

Thriving Neighborhoods

TO:

75 Years of Decline

IN A CITY

With lackluster action to build homes in the urban core.

1950

ONE BUSTLING NEIGHBORHOOD

41,000

NEIGHBORS

15000

HOMES
2025
75 YEARS LATER
35,000
84% OF NEIGHBORS DISPLACED
12,000
80% OF 15,000
HOMES DEMOLISHED
4
TOTAL Single Family Home Permits
3RD DISTRICT annually until 2020
60
TOTAL Single Family Home Permits
KCMO Jackson County in 2024
60,000
KCMO HOMES SHORTAGE
For Cost-Burdened Families
259000
KC METRO HOMES SHORTAGE
For Cost-Burdened Families

THE PROBLEMS WITH VISION:

"Visible" Problems... Are Symptoms

I’ve learned that the enemy of vision is sight. Initially, we focused on what we could see:

  • visible neglect
  • abandoned homes
  • illegal dumping
  • overgrown lots
  • vacant properties
  • housing supply shortage
  • families eager to become neighbors

And we rushed into action, optimistic and transparent in our inexperience.

The Root Cause Is Hidden - And No One Could Describe What Everyone Experiences

We’ve sat in many rooms with Kansas City’s wealth—well-intentioned people who assume the tools that succeed in stable markets should work everywhere else. This perspective overlooks the fully integrated ecosystem that stable markets enjoy, a “raging river” of opportunity nurtured for generations, propelling ideas from concept to completion.

But place the best captain, boat, and strategy in a dried-up riverbed, and you’ll still be stuck. Good intentions rarely get beyond piecemeal actions, causing East Side projects to fail or underwhelm repeatedly.

Without a complete ecosystem, wealth dams its river of access, labeling the East Side “too risky,” reducing true investments down to short-term grants. Grants carry ideas just far enough to generate hope, but not nearly far enough to reach completion.

Generations of community leaders from every sector, despite their passion, haven’t achieved enough momentum. Burnout is inevitable when paddling a boat on dry ground, trapped behind a dam of withheld resources. It’s not about who is in office or what incentives emerge—without an integrated ecosystem, surface problems will always persist.

Economy Chasm: The Hidden Villain

Ebony and I realized our struggles were symptoms of something deeper. It’s not a wealth gap. It’s not a lack of access to capital. It’s not even the visible problems we see every day. These are just symptoms—distractions.

Both stable and unstable communities have lacked the language to explain why even the most sincere efforts keep falling short.

Now, we’ve defined the hidden root cause—the real villain we must confront head-on:

The Economy Chasm:

Economy Chasm:

A permanent economic separation

caused by the absence of systems

that coordinate, scale, and sustain economic growth.

ECONOMY CHASM IN ACTION

2017: Traditional Homebuilding Couldn't Bridge the Gap

For three months, we transparently communicated risks to 14 families, who collectively invested $16,000 toward $35,000 of conceptual design and site analysis. Banks refused financing due to neglected infrastructure and environmental risks. Families understandably moved on, highlighting that traditional methods couldn’t overcome systemic neglect.

I fully own each setback, having taken every personal financial risks alongside these families—including selling our own home. We’ve not recruited any additional families since 2021. More than 10,000 hours later, we’ve learned incremental, project-by-project attempts cannot solve systemic economic isolation.

2021: HUD-Financed Real Estate Development Fell Short

We secured land and $980,000 in HUD commitments, clearly outlining risks for 6 months to 10 families who invested $73,000 toward $133,000 of engineering, surveys, appraisals, and detailed construction drawings.

However, pandemic-driven costs soared 400%, doubling construction budgets beyond affordable limits. HUD’s reimbursement structure required upfront funding before reimbursement, and lender confidence waned amid city communication breakdowns during COVID turnover.

After 6 years, we’ve accessed only $276,000 of HUD funds for environmental remediation—insufficient to fully advance.

I mean it seems like if city hall wants the east side to be redeveloped, they would have someone, or some group, or some department, that would be just like they do with other business development.
They would say, here’s what we need to do. We’re going to help you get this done because we think it would be valuable to the community.

Mike Hendricks, Kansas City Star Reporter,3/31/25 in information gathering interview with the Edwards pre-article release.

No Contracts To Build Or Transfer Land

Families clearly understood that payments funded immediate pre-development services, not land purchases or contracts to build.

Lenders required specific terms, such as “builders deposit – design to build agreement” for family investments to be credited as predevelopment expenses in the final mortgages, provided that construction financing was secured.  All agreements explicitly promised refunds if we were not able to complete the project.

Despite comprehensive risk acknowledgements, one family pursued legal action, securing a default judgment due to our unavoidable personal travel delays.

CROSSING THE ECONOMY CHASM

$50M TO JUMPSTART AN ECONOMY

We need more than housing projects — we need an entirely new economic engine. Historically, Kansas City built 77,000 homes from 1934–1962, generating $39 billion in housing production, creating 17 million jobs and $1.26 trillion in lasting economic impact. Tragically, less than 1% benefited Black families. We did this before—we must do it equitably today.

We propose a $50 million fund to launch Scale-Free Housing, a cooperative ecosystem integrating land, capital, talent, enterprise, and civic collaboration.

Each climate-resilient home creates 93 local opportunities and four permanent jobs, forming a sustainable growth foundation.

FROM: 500 Home Production

TO: Critical Mass Housing Production

We will begin producing homes for 500 new homeowners with our first fund, then scale to serve 16,500 workforce families (60%-120% AMI) who can qualify for mortgages but lack housing options. This will yield $8.4 billion in economic impact and nearly 1 million new job opportunities within 10 minutes of downtown KC to start. There are 200 metros with the same crises, no solutions, and we will scale to 1,000,000 homes to help.

Our neighbors don’t need temporary projects—they need economies driven by ecosystems that compound opportunities.

COMMITMENT TO COOPERATIVE DREAMING AND EXECUTION

Many leaders, organizations, and wealth across our community recognize the crises and want to do more. We welcome partnerships and cooperative execution needed to transform collective visions into reality.

If you share the vision of meaningful, lasting change—

If you believe the East Side deserves genuine economic growth—

Join us.

Together, let’s cross the Economy Chasm and build a river of opportunity our community deserves.

 

Daniel Edwards is the founder of Together.Homes –

A Scale-Free Housing Cooperative an and Eastside Lumber, dedicated to creating equitable housing ecosystems on Kansas City’s East Side. Contact him rebuild@together.homes