Crossing The Housing Chasm in

Tampa - St. Petersburg - Clearwater, FL

504,532

Cost-Burdened Families Need Relief.

REQUIRES A NEW CATEGORY OF HOUSING DELIVERY

SCALE-FREE HOUSING

JUMPSTART

500

Upfront | Rapid Production Of Scale-Free Homes

MOMENTUM

5,000

Minimum 10 Year Target | Housing Economy In-A-Box

CRITICAL MASS

101,000

Scale + Produce For 20% of Cost Burdened Families

The Problem:
Housing Chasm of Tampa – St. Petersburg – Clearwater, FL

Housing Crisis in Tampa – St. Petersburg – Clearwater, FL Metro

  • 504,532Families at all income levels are paying 30%-50%+ of their take-home pay on housing (2023 American Community Survey).
  • The city has acknowledged the need for 26,000 new homes to meet current demand.

The Economy Chasm in Tampa – St. Petersburg – Clearwater, FL Metro

  • Low-Production Economies struggle with limited economic activity and lack access to the tools that fuel High-Production Economies.
  • Kansas City has 176 Low-Production Census Tracts with 261,750 Families living in areas with decades of underinvestment and untapped economic potential.

26,000

Publically Reported Homes Short

261,750

Households living in Distressed Communities

176

Qualified "Distressed" Census Tracts

The Solution: Scale-Free Housing

Shifting the Paradigm to Meet the Magnitude of the Crisis

$50M unlocks rapid local production of climate-resilient housing at a scale that matches the magnitude of the city’s crises.
  • $5M  |  Equity from the primary jurisdictions
  • $15M  |  Equity match from impact investors
  • $30M  |  Bond debt

Scale-Free Housing introduces a transformative business model designed to scale with the magnitude of a city’s housing crisis. Scale-Free Housing shifts away from single-site, one-off projects and introduces a system that aligns housing production with economic production, creating lasting impact for families and communities.

This model ensures affordability and accessibility for diverse income levels:

  • 50% of homes qualify for affordable housing (50%-80% AMI).

  • 75% of homes qualify for workforce housing (50%-120% AMI).

The Scale-Free Housing Score Card

337,000

Average Sale Price of a Scale-Free Home Based on HUD HOME Limits to qualify a home as affordable at 80% AMI for the metro

500 Homes: Jumpstarts housing production to create immediate economic momentum.

  • Phase 1: Direct and indirect impact through construction activity.
  • Phase 2: Induced ripple of spending effect on local area during construction activities.
  • Phase 3: When new homes are occupied 3/5 of household income is spent within the local community.

Phase 1 & 2

3,457
Local Jobs Created
252,000,000
Local Income
76,000,000
Local Business Owners Income
176,000,000
Local Wages and Salaries
29,000,000
Taxes and Other revenue for Local Gov

Phase 3

605
Local Jobs Created
36,000,000
Local Income
8,000,000
Local Business Owners Income
28,000,000
Local Wages and Salaries
9,000,000
Taxes and Other revenue for Local Gov

52,000 Homes: Achieves critical mass and elevates 20% of cost-burdened families.

  • Phase 1: Direct and indirect impact through construction activity.
  • Phase 2: Induced ripple of spending effect on local area during construction activities.
  • Phase 3: When new homes are occupied 3/5 of household income is spent within the local community.

Phase 1 & 2

698,000
Local Jobs Created
50,816,000,000
Local Income
15,253,000,000
Local Business Owners Income
35,562,000,000
Local Wages and Salaries
5,953,000,000
Taxes and Other revenue for Local Gov

Phase 3

122,000
Local Jobs Created
7,252,000,000
Local Income
1,635,000,000
Local Business Owners Income
5,618,000,000
Local Wages and Salaries
1,799,000,000
Taxes and Other revenue for Local Gov

A Housing Economy in a Box:

Crossing the Housing Chasm

Housing is no longer just for the end user—it’s an economic tool for production. A single home creates 93 workforce opportunities during its construction and results in 4 permanent jobs, generating long-term economic benefits for communities.

Scale-free housing transforms homes into points of economic production by:

  • Integrating Systems and Inputs: From land planning to construction and long-term maintenance, the entire lifecycle of housing becomes an engine for local economic growth.
  • Focusing on Low-Production Communities: This approach drives investment into neighborhoods historically deemed too high-risk, turning underutilized infrastructure into thriving economic hubs.
  • Building Resilient Economies: Housing production creates local revenue, jobs, and businesses, enabling cities to tackle multiple crises at once and establish High-Production Economies.

With Scale-Free Housing, cities can move beyond fragmented housing efforts to adopt a holistic approach that solves both housing and economic crises at scale.

A 10-Year Economic Impact

When families are stable and thriving, they reinvest 60% of their take-home pay into their local economy.

This reinvestment generates an annual return to the local economy equal to 21% of the revenues produced through Scale-Free Housing, driving sustained economic growth and amplifying the impact over a 10-year period.

500 Homes

9,500
Local Jobs Supported
611,000,000
Local Income
118,000,000
Taxes and other revenue for local Gov

101,000 Homes

1,918,000
Local Jobs Supported
123,340,000,000
Local Income
23,939,000,000
Taxes and other revenue for local Gov

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